New Lower Minimum Spending For Chase Ink Cards

Chase has lowered the spending requirements their Ink Plus and Ink Bold Business cards from $10,000 in 3 months to $5,000 in 3 months. These cards are another way to earn 50,000 Ultimate Rewards points, plus they have some other great earning opportunities. One of the best uses of this card is at office supply stores (Office Depot, Office Max, Staples) where you’ll earn 5X the points on any spending at those office stores. So if you buy a lot of stuff from those stores already you could be earning tons of points. Another benefit of the 5X bonus is buying gift cards from the office stores. They will normally carry a host of gift cards from various companies like restaurants, hotels, prepaid phone service, other retail stores, etc. Have a birthday for someone coming up? Give them a gift card that you purchased from an office supply store and earn 5X points in the process.

A similar way to max out your points earning is to buy prepaid gift cards. You buy the card for a fee, usually around $5, and then you can load the card from a credit card. Prepaid debit cards are similar, and there are even reloadable prepaid debit cards as well. This all translates into lots of points, plus it is a way to make meeting minimum spend on the card to receive the bonus points too.

You don’t want to go overboard on the spending at office supply stores though. Chase has been known to close accounts for people that have abused this perk so you want to vary your spending at a variety of places.

  • 25,000 Ultimate Rewards Points after first purchase, 25,000 after spending $5,000 in 3 months
  • 5pts per $1 at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2pts per $1 at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1pt per $1 everywhere else
  • No foreign transaction fees
  • $95 annual fee (waived first year)
  • The Ink Plus is a regular credit card while the Ink Bold is a charge card and must be paid in full each month.

Chase Ink Bold Business Charge Card
Chase Ink Plus Business Credit Card

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